How to Work Out Percentages Without a Calculator
Percentages in your head, on paper, anywhere: the 10% anchor method, percent-of, percent change and reverse percentages — with practice examples you can check against the free calculator.
How-to · Published November 6, 2026 · Number Nest
Most percentage questions can be solved with one anchor trick: find 10%, then use it to build 1% and 5%. Once you can do those three in your head, the rest is addition, subtraction, and simple division.
The anchor trick: find 10%, then 1% and 5%
To find 10% of a number, move the decimal point one place to the left. For 240, 10% is 24. That single move is the foundation for almost every mental percentage problem.
From 10%, you can get 5% by halving it. If 10% of 240 is 24, then 5% of 240 is 12. To find 1%, move the decimal point two places left from the original number. For 240, 1% is 2.4.
Those three anchors — 10%, 5%, and 1% — let you build 15%, 17%, 20%, 25%, 30%, and many other percentages with simple adding or subtracting.
Work out a percent of a number
For 15% of 240, split 15% into 10% + 5%. You already know both pieces:
- 10% of 240 is 24.
- 5% of 240 is 12.
- Add them: 24 + 12 = 36.
So 15% of 240 is 36.
| Percentage | Amount of 240 |
| 10% | 24 |
| 5% | 12 |
| 15% | 36 |
If you want 17% of something, use 10% + 5% + 1% + 1%. It feels like stacking blocks, but the blocks are just the three anchor amounts.
What percent is one number of another?
When you need to write one number as a percent of another, scale the fraction so the bottom becomes 100. For 43 out of 50, the fraction is 43/50.
The denominator 50 doubles to 100, so double the top as well:
43/50 × 2/2 = 86/100 = 86%.
That means 43 out of 50 is 86%. You did not need to divide 43 by 50 and then move a decimal — you just made the bottom number 100.
Percent increase and decrease
For an increase from 80 to 100:
- Change = 100 − 80 = 20.
- Original = 80.
- 20 ÷ 80 = 0.25, so the increase is 25%.
For a decrease from 120 to 90:
- Change = 120 − 90 = 30.
- Original = 120.
- 30 ÷ 120 = 0.25, so the decrease is 25%.
Both changes are 25%, but the actual change amounts differ because the starting bases differ. That is why the denominator always has to be the original number.
Reverse percentages: go from sale price back to original
A 25% discount means you pay 75% of the original price, because 100% − 25% = 75%.
If $90 is the price after 25% off, then $90 is 75% of the original. The original price is:
90 ÷ 0.75 = 120.
The original price was $120. You can also think of it as 0.75 × original = 90, so original = 90 ÷ 0.75.
Stacked discounts don't add
Two discounts should not be added together, because the second discount applies to a smaller remaining amount.
Take $120 and apply 25% off, then 10% off the reduced price:
| Full price | $120 |
| After 25% off | $90 |
| After another 10% off | $81 |
| Total saved | $39 |
| Total percent off | 32.5% |
Here is the math behind that table: 120 × 0.75 = 90, then 90 × 0.90 = 81. You saved 120 − 81 = 39. As a percent of the original price, 39 ÷ 120 = 0.325, or 32.5% off in total.
Adding 25% + 10% would suggest 35% off, but the real total is 32.5% because the second discount only applies to $90, not the original $120.
If you want the shopping version with tax, the Discount Calculator handles the receipt-style math.
Practice set
Try these three using the anchors and rules above:
- Work out 15% of 240 using 10% and 5%.
- Write 43 out of 50 as a percent.
- A price after a 25% discount is $90. What was the original price?
Quick check: 15% of 240 is 36; 43 out of 50 is 86%; the original price was $120. If you want to check your mental steps or see the calculations update as you type, the Percentage Calculator has all six percentage modes in one tool.
Frequently asked questions
How do I find 17% of something?
Use 10% + 5% + 1% + 1%. For 240, 10% is 24, 5% is 12, and 1% is 2.4. Add them: 24 + 12 + 2.4 + 2.4 = 40.8.
Why is a 50% loss not undone by a 50% gain?
Because the two percentages use different bases. $100 falling 50% lands at $50; a 50% gain on $50 only adds $25, reaching $75. The loss was half of 100, the gain is half of 50.
What is the fastest way to work out a tip?
Anchor on 10% — just move the decimal point. Double it for 20%, or add half of it for 15%. On a $64.50 bill: 10% is $6.45, so 20% is about $12.90 and 15% about $9.68.