The full library · 180 free calculators

All calculators, one shelf

Every tool on this site, organized by category. Search the shelf or jump by category — each calculator shows its formula and a worked example. No signup, no fees.

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Real estate

Real estate investor tools

🚙

Buy vs Lease Car Calculator

True monthly cost of leasing vs buying over your horizon — resale equity counted, mileage overage priced.

🏠

Cash-Out Refinance Calculator

New payment, total-interest change and break-even when you refinance and take cash out.

⚖️

HELOC vs Home Equity Loan Calculator

Draw-period interest-only vs a fixed installment loan — total cost of both structures on the same dollars.

🧾

Car Total Cost of Ownership Calculator

Five-year cost of owning: payments, depreciation, fuel, insurance and upkeep — per year and per mile.

🔧

Repair vs Replace Calculator

Cost per added year for the repair vs the replacement, with the 50%-of-value rule shown as a guideline.

⚡

EV vs Gas Calculator

Price premium after incentives vs fuel and maintenance savings — the break-even year, in your prices.

🔑

Closing Cost Estimator

Itemized closing costs — lender, title, government, prepaids and escrows — low/mid/high, by state.

🗺️

Property Tax Calculator

Home value × your state's real average effective rate — all 50 states, exemption and escrow views.

🏡

Home Equity Calculator

Equity in dollars and percent, CLTV, and borrowable room at 80% and 85% caps.

☀️

Solar Cost Estimator

System size, panels, gross and net cost, yearly savings and honest payback from your usage.

🔌

EV Charging Cost Estimator

Home charging cost with charging losses included, against the same miles in a gas car.

🏗️

Home Addition Cost Estimator

Room additions, bump-outs, second stories, garage conversions and sunrooms by type and area.

🏘️

House Building Cost Estimator

New-home build cost by tier and region factor — land excluded and stated.

🏠

Cap Rate Calculator

Measure a rental property's return in seconds.

💵

Cash-on-Cash Return Calculator

See what your actual cash invested earns each year.

🏦

Mortgage Payment Calculator

Monthly payment, total interest & payoff schedule.

📊

Rental Property Analyzer

Full deal analysis: cash flow, cap rate, CoC return.

🎯

ROI Calculator

Measure return on investment & annualized ROI.

⚖️

Break-Even Calculator

How many units you must sell to break even.

🏡

Home Affordability Calculator

Max home price from income, debts & rate.

🔑

Mortgage Payoff Calculator

Extra payments, debt-free date & interest saved.

🏘️

Rent vs Buy Calculator

True cost of each, side by side, with the break-even year.

🏠

Rent Affordability Calculator

Three rent ceilings at once: 28% rule, 30% rule, and the debts-aware 28/36 rule.

🔑

Lease Break Calculator

Early-exit math both ways: the termination fee vs your mitigated remaining-rent liability, deposit accounted.

Debt & money

Debt & money tools

🎓

College Cost Estimator

Future college cost year by year, your savings credited, the monthly gap deposit.

🧒

Trump Accounts Calculator

The $1,000 federal seed for children born 2025–2028, plus family and employer contributions, projected to age 18 with a year-by-year table.

🏦

HELOC Calculator

Draw & repayment phases priced: interest-only first, then the amortizing bill.

🏔️

Debt Avalanche Calculator

Up to six debts: avalanche vs snowball raced side by side.

🧾

APR Calculator

The true APR once fees count — plus the loan’s total cost.

💿

CD Calculator

Maturity value & interest at any APY, with a year-by-year table.

💸

Personal Loan Calculator

APR, origination fee & extra payments — plus the true APR.

🎓

Student Loan Calculator

Up to five loans at once: combined payment & fastest payoff.

❄️

Debt Snowball Calculator

Snowball vs avalanche on your debts, raced side by side.

🔑

Down Payment Calculator

Cash to close: down payment, closing costs & the PMI line.

💳

Debt Payoff Calculator

See when you'll be debt-free & interest saved.

🏷️

Discount Calculator

Sale price, savings & total with tax.

🧾

Sales Tax Calculator

Add sales tax to any price instantly.

💰

Hourly to Salary Converter

Convert hourly wage ↔ annual salary.

🚗

Car Loan Calculator

Auto payments, total interest & true cost.

🔄

Refinance Calculator

Should you refinance? Savings & break-even.

🎯

Savings Goal Calculator

Monthly deposits to hit any savings target.

💳

Credit Card Payoff Calculator

Months to debt-free & total interest cost.

📈

Salary Raise Calculator

New salary, raise amount & per-paycheck.

💸

Loan Calculator

Solve for payment, amount, term or rate — any loan.

🗓️

Amortization Calculator

Full payment schedule with extra-payment impact.

💵

Paycheck Calculator

Gross-to-net for every pay frequency, overtime included.

🏖️

Retirement Calculator

Year-by-year projection with employer match & goal check.

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Freelance

Freelancer tools

Small business

Small business tools

Everyday

Everyday tools

🚿

Water Bill Estimator

Your water + sewer bill built fixture by fixture — showers, flushes, laundry — at your local rate.

🧹

House Cleaning Cost Estimator

Per-visit cleaning price by size, bedrooms and service type, frequency discounts applied.

🍃

Lawn Care Cost Estimator

Mowing per visit by lawn size and the full season — fertilisation and leaf cleanups itemised.

🍽️

Catering Estimator

Food and drink quantities per guest — protein and sides in pounds, drinks, ice, beer and wine.

💍

Wedding Cost Estimator

Wedding total by guest count and category, contingency and per-guest cost included.

🐾

Pet Cost Estimator

First-year and lifetime cost of a dog or cat, by size and monthly spend.

✈️

Trip Cost Estimator

The full vacation total — transport, lodging, food, activities — split per person.

🤖

AI Job Risk Calculator

Your week scored task by task — which tasks AI can reach and which anchor you, weights shown openly.

🕒

Time Card Calculator

A full 7-day timesheet: overnight shifts, 15-minute rounding, daily and weekly overtime without double-counting, gross pay.

📈

Inflation Calculator

Future prices & today’s-money values — both directions at once.

📏

Body Fat Calculator

US Navy tape method: body fat %, category, fat & lean mass.

🥗

Macro Calculator

Protein, carb & fat grams for balanced, high-protein, low-carb or keto.

🕐

Hours Calculator

Between two clock times — overnight-safe, decimal hours & pay.

📝

Test Grade Calculator

What you need on the final — needed, safe, or out of reach.

🐶

Dog Age Calculator

Human years on the modern log model — not the flat ×7 myth.

⏰

Overtime Calculator

Time-and-a-half & double time — weekly, monthly, annual gross.

💡

Electricity Cost Calculator

What any appliance costs to run, by watts & hours.

😴

Sleep Calculator

Bedtimes & wake times in 90-minute sleep cycles.

📆

Days Until Calculator

Count down to any date — or count up from a past one.

💘

Love Calculator

A name-match score that never changes — computed, not random.

🍽️

Tip Calculator

Split the bill and tip fairly in seconds.

🔐

Password Generator

Strong random passwords, generated locally.

✏️

Word Counter

Count words, characters & reading time instantly.

🎓

GPA Calculator

Compute your grade point average from courses.

🎂

Age Calculator

Exact age, days lived & next birthday countdown.

⚖️

Unit Price Calculator

Compare products by price per oz, lb & more.

⚕️

BMI Calculator

Body mass index, imperial & metric.

⏳

Time Duration Calculator

Hours between times; add & subtract durations.

💯

Percentage Calculator

Six modes: of, as %, increase, decrease, change & difference.

🔬

Scientific Calculator

Trig, logs, powers, factorials, memory & history tape.

½

Fraction Calculator

Add, subtract, multiply & divide — with steps shown free.

📅

Date Calculator

Days between dates, add/subtract & business days.

💱

Currency Converter

Live rates for 30+ currencies, with swap & quick amounts.

🤰

Pregnancy Due Date Calculator

Due date from LMP, conception or ultrasound — plus milestones.

🔥

Calorie Calculator

TDEE for your goal, with protein, carb & fat targets.

⚡

BMR Calculator

Three BMR formulas side by side, plus TDEE by activity.

🌸

Ovulation Calculator

Fertile window, ovulation day & a 3-cycle calendar.

📊

Standard Deviation Calculator

Mean, median, mode & SD — paste data or upload a CSV.

🎲

Random Number Generator

Numbers, coin flips & dice rolls with unique/sorted options.

📝

Final Grade Calculator

The score you need on the final — or your grade if you get X.

⏰

Overtime Pay Calculator

Total hours in — automatic regular / 1.5× / 2× split under federal or CA-style rules, gross and blended rate.

📦

Severance Pay Calculator

Severance by weeks per year of service, plus notice pay and unused PTO — the full exit total.

🧒

Child Support Calculator

Income-shares guideline estimate with the statutory percentages and pro-rata split printed. Estimate only.

⚖️

Spousal Support Calculator

SSAG without-child formula: support range and duration from the income gap and years married. Estimate only.

💍

Wedding Budget Calculator

Any total budget split across 10 wedding categories by published percentages, with per-guest cost.

🍼

Baby Cost Calculator

First-year baby costs itemized: feeding, gear, birth costs and childcare by type — survey-anchored defaults.

📦

Moving Box Calculator

Box counts by size for your home, plus tape, paper and the supply budget.

Home & DIY

Home & DIY tools

🛣️

Asphalt Estimator

Hot-mix tons and cubic yards by area and compacted depth — plus the coverage-per-ton check for quotes.

🌱

Grass Seed Estimator

Pounds and bags by grass type — new-lawn and overseed rates for bluegrass, fescue, ryegrass, bermuda and blends.

🧱

Retaining Wall Estimator

Segmental blocks, cap blocks and the gravel — base plus drainage backfill — for any wall.

🔨

Framing Estimator

Studs and plates for any wall — corners, openings and the end stud everyone forgets, counted.

⛓️

Rebar Estimator

Slab grid bars each way, 20-ft sticks and total steel weight by spacing and bar size.

🪨

Stone Estimator

River rock and decorative stone in tons, yards and 50-lb bags, with coverage per ton.

🪵

Plywood Estimator

4×8 (and larger) sheet counts for floors, roofs and walls with the cutting allowance in.

📐

Roof Pitch Calculator

Pitch to angle to slope percent, the roof-area factor, and rafter length per foot of run.

🏠

Metal Roofing Estimator

Panel count and length, screws and ridge for a gable roof — ag panel or standing seam.

▦

Concrete Block Fill Estimator

Core-fill grout yards by block size and fill pattern, with the 80-lb bag equivalent.

🥄

Concrete Mix Estimator

Cement bags, sand and aggregate for any volume at 1:2:4, 1:1.5:3 and other standard ratios.

📏

Baluster Estimator

Baluster count at the 4-inch code gap, with the true spacer-block size for an even layout.

🖌️

Deck Stain Estimator

Stain gallons and quarts by deck size, wood condition and coats — railings counted, not guessed.

💧

Epoxy Estimator

Mixed resin volume by dimensions and pour depth, in the 1- and 3-gallon kits stores sell.

🌷

Plant Spacing Estimator

Plant counts for any bed by spacing — square grid or staggered — spares included.

🌧️

French Drain Estimator

Drainage gravel in yards and tons with pipe volume subtracted, plus pipe and fabric lengths.

🐠

Tank Volume Estimator

Gallons and litres for rectangular and round tanks, the full water weight, and substrate bags.

♨️

BTU Estimator

Heating and cooling loads by area, climate zone, insulation, sun, occupants and kitchen.

🏖️

Deck Cost Estimator

Installed deck cost by material — platform, railing and stairs itemised as separate lines.

💲

Fence Cost Estimator

Installed fence cost per foot by material, with gates and tear-out priced separately.

🚗

Driveway Cost Estimator

Asphalt, concrete, gravel or paver driveway cost installed, tear-out as its own line.

🏡

Siding Cost Estimator

Vinyl, fiber-cement, wood or stucco siding cost by wall area, tear-off itemised.

🎨

Painting Cost Estimator

Pro interior and exterior painting ranges plus the paint gallons — DIY vs pro on one screen.

🪟

Window Replacement Cost Estimator

Installed cost per window by type and frame material — quote-check any window company.

☔

Gutter Cost Estimator

Gutter cost by material per foot, downspouts each, guards as a separate honest line.

🏚️

Shed Cost Estimator

Kit, prefab or custom shed cost by footprint — the three build routes priced separately.

❄️

HVAC Cost Estimator

AC, furnace, heat pump and mini-split replacement cost scaled by tonnage.

🔥

Water Heater Cost Estimator

Tank, tankless and heat-pump water heater replacement cost by type and size.

🏠

Roofing Estimator

Roof area from footprint and pitch — shingle bundles, squares, underlayment rolls, ridge cap and nails.

🧱

Brick Estimator

Bricks and mortar bags for any wall, by brick size and joint thickness.

▦

Concrete Block Estimator

CMU blocks and mortar bags for any wall — standard, half-high and 12-inch block.

🌡️

Insulation Estimator

Batt packages or blown-in bags by area and target R-value, R-13 to R-49.

🏡

Siding Estimator

Siding squares, boxes, planks or lap from your walls minus the openings.

🚧

Fence Estimator

Posts, rails, pickets and concrete bags for any fence run.

🛋️

Carpet Estimator

Carpet and padding in square yards for one or two rooms, roll length included.

🖼️

Wallpaper Estimator

Rolls by room size with pattern-repeat waste honestly counted.

🚜

Topsoil Estimator

Cubic yards, tons and bags for beds and lawns by area and depth.

🏖️

Sand Estimator

Sand in yards, tons and 50-lb bags — densities by sand type.

🧩

Paver Estimator

Pavers plus gravel base, bedding and jointing sand — the whole patio list.

🌿

Sod Estimator

Sod pallets and rolls by lawn area, cutting waste included.

🪵

Board Foot Estimator

Board feet from dimensions and quantity, priced at your rate per board foot.

🪜

Stair Estimator

Risers, treads, total run and stringer length from your floor-to-floor rise.

🏊

Pool Volume Estimator

Gallons for rectangular, round and oval pools from dimensions and depth.

🔳

Countertop Estimator

Counter square feet, slab count and installed cost from your runs.

💰

Roof Replacement Cost Estimator

Full tear-off and replacement cost ranges by material and complexity.

🛁

Bathroom Remodel Estimator

Bathroom remodel ranges by size and finish tier, fixtures itemised.

🍳

Kitchen Remodel Estimator

Kitchen remodel ranges by tier — cabinet and counter shares spelled out.

🔨

Home Renovation Estimator

Whole-home renovation ranges by area and scope: cosmetic, full or gut.

🧱

Drywall Calculator

Sheets, screws & cost for any room — ceiling in or out.

🪵

Flooring Calculator

Boxes with waste counted, plus the true material cost.

🔲

Tile Calculator

Tiles, boxes & cost — grout gap and 10% waste included.

🪨

Gravel Calculator

Cubic yards, tons & bags for driveways and paths.

🌱

Mulch Calculator

Cubic yards & bags for garden beds, costs compared.

🖌️

Paint Coverage Calculator

How many gallons for your room & coats.

🪵

Deck Material Estimator

Boards, screws & concrete for your deck.

🚚

Moving Cost Estimator

Compare movers vs DIY truck rental.

🏗️

Concrete Calculator

Yards, bag counts & cost for slabs, footings, tubes & steps.

📐

Square Footage Calculator

Four shapes, a rooms list & cost per sq ft totals.

📐

Rafter Length Calculator

Common + hip rafter lengths with ridge deduction, birdsmouth and overhang tail — the full cut list.

🧱

Drywall Cost Estimator

Installed drywall cost: sheets, mud and labor priced by finish level, tear-out included if you need it.

🌳

Tree Removal Cost Estimator

Removal cost by height band and access, with stump grinding, haul-away and crane priced in.

⚖️

Material Weight Calculator

Weight of steel, concrete, lumber, gravel and 14 more materials across five shapes — densities printed.

🪟

Trim & Molding Estimator

Baseboard, crown, chair rail and casing by room: door deductions, waste, stick counts and cost.

🖼️

Wainscoting Calculator

Panel and stile counts, chair rail and sheet goods from wall lengths, panel width and spacing.

🚪

Cabinet Door Calculator

Replacement cabinet doors and drawer fronts priced by material, hinges included.

🔌

Generator Sizing Calculator

Appliance checklist to running watts, motor surge, recommended size and generator class.

🏊

Pool Chemical Calculator

Chlorine, shock, alkalinity and pH doses from volume + current/target readings. Hot-tub mode included.

❄️

Snow Load Calculator

ASCE 7 design snow load from ground load and roof factors — plus actual snow weight in tons and depth.

🚿

Water Heater Sizing Calculator

First-hour rating from household size and tubs, matched to the tank size that delivers it.

⚡

Electrical Load Calculator

NEC 220.82 dwelling load calculation: demand-factored load, total amps, and spare panel capacity.

🧵

Voltage Drop & Wire Size Calculator

Voltage drop for any gauge plus the recommended AWG meeting NEC ampacity and a 3% drop limit. Cu and Al.

Car & auto

Car & auto tools